What are the minimum requirements for the best credit card of 2016? Getting it should not be problematic. It’s good if this can be done by submitting an online application or ordering with a courier at home. It is necessary that the bank has a large network of ATMs, and a mobile bank is connected to the card. And not necessarily, but very useful if the percentage of purchases will be returned or bonuses for the purchase of goods will be awarded. Let readers decide for themselves which credit card is best to get based on our top 10.
Best Credit Cards of 2016
10. Green World Map
Issuer: Post Bank (Summer Bank).
Credit limit: min 20 thousand, max. - 500 thousand rubles.
In the first year of service, the card will be completely free. And the payment for each subsequent year will be 900 rubles.
Features: low credit rate - 19.9%. If a user spends 3000 rubles per month on a purchase using a card, the project organizers will pay for planting one tree
9. “Quick purchases”
Issuer: "Home Credit and Finance Bank".
Credit limit: from 10 to 300 thousand rubles.
The card received the name “Quick Purchases” due to the fact that it takes half an hour to complete and issue it.
Features: no commission for annual maintenance. A fixed fee of 349 rubles is taken for cash withdrawals.
8. “Supermap”
Issuer: Promsvyazbank
Credit limit: up to 600 thousand rubles.
A card can be issued with the selected image, it will cost 333 rubles.
Features: for purchases on the "Supercard" points are awarded, which holders pay up to 90% of the cost of goods and services. Also, bonuses can be used to pay for services and commissions of the bank itself, or you can convert them into rubles at the rate of 10 bonuses = one ruble.
7. "Visa Classic"
Issuer: The Vanguard.
Credit limit: up to 50 000 rub.
A card with a very large grace period - 204 days. A small credit limit is set only for new customers, for the rest - “dimensionless”.
Features: up to 30% discounts from partners of the bank. From 1 to 3 months of service, the rate is low - 21%, then - up to 30%.
6. "Low percentage"
Issuer: "Bank of Moscow".
Credit limit: from 10 to 350 thousand rubles.
Holders of this card are free to issue two cards for loved ones.
Features: under the “My Bonus” program, up to five percent per month of the amount of purchases of goods included in a certain list of categories will be returned to the account.
There are also negative reviews about the card related to paid SMS informing.
5. “Momentum Preferred Offer”
Issuer: Sberbank
Credit limit: up to 120 thousand rubles.
The credit card rating of 2016 could not do without a card of the largest bank in the Russian Federation. Its design takes 15 minutes.
Features: can be tied to an electronic wallet. Bonus points under the program "Thank you from Sberbank" are exchanged for discounts in partner stores.
4. "100 days without interest"
Issuer: "Alfa Bank".
Credit limit: from 10 800 to 150 000 rubles.
The card has a one-day grace period that applies to payments and withdrawals.
Features: contactless payment function.
3. “Classic card”
Issuer: Binbank.
Credit limit: up to 300,000 rubles.
A card with 1% cashback, which is credited if you pay for a purchase at a merchant.
Features: Bonuses are accrued in the amount of 1% of the amount spent for any purchases and in the amount of 5% for purchases in a certain category.
2. “Credit Card”
Issuer: "Renaissance Credit".
Credit limit: from 3 to 300 thousand rubles.
What is the best credit card? One for whose service they do not charge. This is about a "Credit Card." A nice bonus: it will be delivered to your home.
Features: bonus program “Simple pleasures”, according to which from 1% to 10% is charged for each purchase and up to 100% of the purchase amount is returned to the card.
1. "Tinkoff Platinum"
Issuer: Tinkoff Bank.
Limit: up to 300 thousand rubles.
Tops Best Credit Cards 2016 due to the possibility of home delivery, the function of contactless payments and the low cost of annual maintenance (590 rubles).
Features: “Bravo” bonus program, points are awarded in the amount of 1% - for any purchases paid from the card and from 3% to 30% - for purchases on special offers. Points can be spent on purchases in certain categories.
